Why Isn’t Ameriplan® Called Insurance?
Ameriplan® is not called insurance because it is not insurance. Ameriplan® offers discount medical and dental benefits. This is not insurance because there is no direct payment from Ameriplan® to a provider. Instead, Ameriplan® has contracted with thousands of providers. They, in turn, have agreed to give their services to Ameriplan® members at deep discounts. The member will pay the full fee at the time of service, but at a very nice discounted rate.
