As a seller of Ameriplan® we have a stake in how the health care reform debate ends. With that said, let us be clear, we believe we need health care reform legislation. However, what is being proposed – a total take over of the system by the Government is not he solution. Ameriplan® has been helping with the cost problem for over a decade. What is needed is some basic tweaks to the system. Why not allow more competition between insurance companies accross state lines? It seems some simple small peices of legislation would do some real good, real fast. Why waste time on bills no one wants and bog the Government down in endless debate on an issue that the American people have already decided on?