Ameriplan Health® & Dental Information

This is the 2nd recession we have experienced since starting our AmeriPlan® business. And this time is no exception - we have helped A LOT of people! During rough times many people lose their jobs and thus, after COBRA runs out, eventually their health care and dental coverage they once had through an employer. AmeriPlan® has the answer. AmeriPlan® offers our discount dental and medical programs as well as vision and chiropractic care for a very low monthly rate.

For details just visit AmeriPlan® website and learn how we can help get you through this time with our discount programs. You can save up to 50% and sometimes more on your dental services and 50% on most routine medical services.

HP&S, LLC, an owner of an AmeriPlan® IBO business, has closed the books for 2008. Gross margins actually finished at a very impressive 64% driven by drastically reduced costs. Earnings per share came in at $2.21 per share, a record, and a 35% increase over last year on sales that were actually down 18%.

“Our sales were down driven mostly by a decrease in our eCommerce business as we strategically existed less profitable businesses,” said HPS CEO. “Our cost cutting and investments made last year really paid off as we had planned.” HP&S has decided to keep the dividend of $1.00 per share flat for 2009 but did forcast $3.68 per share earnings for 2009, which would be a 67% increase! “We are confident in our numbers because there are more efficiencies to be rung out of our business and we will also be seeing advantages of the restructuring of our business entity.”

HP&S, LLC, which owns an Ameriplan® business and is focused on selling health products and services, including eCommerce retail announced 4th quarter and full year earnings with only tax estimates. Earning increased by 51% on sales that were down 18%. Gross margins also increased to a very impressive 61% up from just over 40% the year before.’

“Our cost control strategy has worked. We are reaping the dividends from our vertically integrated site strategy. Now we can take a lot of support costs out and just grow this business from here based on our foundation,” said HP&S CEO.

HP&S also increased the dividend by 8.7% to $1.00 per share.

This is going to be a descriptive article on how Ameriplan® works. How is it that you can save money by using Ameriplan® for your basic medical needs, all of your dental needs, and your vision, prescription drug, and chiropractic care as well? Why would doctors and dentists agree to give you such deep discounts when you use your Ameriplan® membership?

How Ameriplan® works is fairly simple. Ameriplan® has done all of the ground work in building our vast nationwide network of medical and dental providers. These dentists, for example, have contracted with Ameriplan® to be included in our network; and they in turn have agreed to honor Ameriplan®’s regional fee schedules.

So what’s in it for the dentist or doctor? Well, simply put, they save a lot of money by being in our network and they pass most of that savings on to you. At the same time, because Ameriplan®’s member pool is so large, they increase in volume of business. You, our Ameriplan® member will pay the discounted rate at the time of service, so the dentist gets paid in cash immediately, no claim forms, no waiting on reimbursement from insurance companies and no paperwork. They also can cut their advertising budget because if you are an Ameriplan® member, you must go to one of our providers in our network. Again, Ameriplan® has a huge number of members so it is easier for our providers to get business.

Not so complicated is it?